how to become a proud boy

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I can't believe it! 20 weeks come and gone, and now we're just about 4 months out from a miracle happening :) I'm so excited!! Truth be told, I secretly wanted a little girl to take care of first, but the wife was quick to point out that it'll only motivate me even more to continue having kids now ;) And she's right! I'm gonna keep going till we have one, haha… and in the mean time, I'm gonna love the hell out of this boy and make sure he's taken care of forever and ever and ever – I'm so freakin' happy.

We've got an heir to the kingdom now! :)

And on the financial front, we've had a handful of bills to pay over the months, but still nothing too crazy just yet. We were waiting on the sex to really start planning and getting our acts together. Here's what we've spent so far (in the past 5 months):

Doctor Visits: $400
Ultrasounds: $100
Blood tests: $150
Prenatal vitamins: $75
Pregnancy Tests: $25 (we did extras early on to be doubly sure, haha…)

For a grand total of about $750. Which, according to the U.S. Dept. of Agriculture, is only .003% of what it's gonna actually take to raise this young man up to the ripe age of 18. $226,920 will be spent by then – college not included. Crazy, huh? Though so far our sick cat is beating him out with already banking over$4,000 in vet costs these past 6 months, jeesh… One of our family members will leave this world, and another will come into it. The circle of life, baby ;)

Now next on the list is cleaning out our guest room (aka my old office) and making it nice and boy friendly. It's the only room that my wife is crazy excited to decorate – I've pretty much done the entire rest of the house myself. Both to my wife's liking, and also chagrin (she's not a fan of gold-tasseled curtains or big gaudy picture frames – something my years of antiquing has instilled in me over the years). So this room's all hers, with my help in choosing options here and there. Whatever keep the peace! I'll have my pimp library to culture the boy in any time I want anyways, haha…

Other things on the list is figuring out how/when to start saving up for its college fund too (Oh, btw, we're keeping his soon-t0-be-named name a secret until his birth day ;)). If you ever wanna scare yourself on how much money you'll need for this, check out this college savings video from USAA. I almost wet my pants. By their accord, we'll need to start saving $750 RIGHT NOW – and continue doing so every single month – if we want to send him to a private college in 18 years time (for a total of $350,001 – which includes inflation, and an 8% yearly return). Or, "only" $350/mo if we send him to a public school instead, totaling $164,063. I'm hoping he'll get that football scholarship by then anyways, but probably best to have a Plan B. just in case ;)

So lots to do until then! I have no idea how that little booger's gonna change our lives, but I'm excited to get the party started. Anyone wanna start throwing out some really cool boy names? ;)

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PS: I'll try and not be one of "those" parents who blogs about their baby every other second, but you can def. expect some future posts on him. Especially as he starts guzzling our money ;)
PPS: Think he'll be embarrassed later that I showed off his wee-wee?

Jay loves talking about money, collecting coins, blasting hip-hop, and hanging out with his three beautiful boys. You can check out all of his online projects at jmoney.biz. Thanks for reading the blog!

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